Links

Credit - Credit Unions - Credit Check - Other Credit Resources

Credit Union Times www.cutimes.com - A daily independent report on credit unions. Includes news articles, editorial opinions and online polls.

Loans - Loan resources

Creditunions.com

Software Companies

Strategic Information Resources www.backgrounddecision.com - Background Screening Software.

Credit Data Sources

Equifax www.equifax.com
For over 104 years, Equifax has been a market leader in providing total financial information solutions to businesses and consumers.

Experian www.experian.com
Experian provides businesses with unsurpassed credit data as well as provides U.S. consumers with the tools and services to help them understand, manage, and protect their personal credit profiles.

TransUnion www.transunion.com
TransUnion is a leading global provider of business intelligence services. TransUnion provides technology-based intelligence products, including credit decisioning and fraud prevention tools, advanced target marketing products, risk and profitability models and portfolio management.

National Merge Center www.ctic.com
National Merge Center is the leading source for merged credit reports.

Dun & Bradstreet www.dnb.com
D&B ( NYSE:DNB ), is the leading provider of global business information, tools and insight.

eFunds www.efunds.com
eFunds' comprehensive account opening service, ChexSystems SM helps identify applicants whose bank accounts have been closed for negative reasons.

First Advantage Credco (Tri Merged report) www.fadvcredco.com
First Advantage Credco (Tri Merged Report) First Advantage is a leading provider of consumer credit information in mortgage, automotive and specialty finance markets; business credit information in the transportation industry; lead generation services; motor vehicle reports; supply chain security consulting and employment background verifications. The company was first to provide merged credit data to the mortgage lending industry, and is the preferred provider to Fannie Mae and Freddie Mac.

Public Data Sources

OFAC Advantage View our Brochure
Our data is designed to assist in complying with the regulations of the Office of Foreign Assets Control. OFAC data is accessible through all of our products. If you have special requirements let us know.

Lexis Nexis www.lexisnexis.com
Lexis Nexis - Seisint, Inc. provides information products that allow organizations to quickly and easily extract valuable knowledge from large amounts of data. Using patent-pending data linking methods, Seisint’s Data Supercomputer technology integrates tens of billions of data records on individuals and businesses.

American Driving Records (ADR) www.mvrs.com
American Driving Records, Inc. provides software and agent based systems for delivering motor vehicle records to the insurance, employment and transportation industries.

LexisNexis Banko www.banko.com
Banko consolidates and updates bankruptcy cases daily from all fifty states, the District of Columbia, and Puerto Rico. Banko supplies comprehensive, timely bankruptcy data to help you minimize risk and maximize collection and recovery efforts.

G.A. Public Records www.gaprs.com
Specializes in delivering on-site, county level criminal record information.

Javelin
Javelin is a leading address locator database.

National Background Data (NBD) www.nationalbackgrounddata.com
The leading provider of criminal information to the background screening industry, with the largest privately held criminal records database of its kind.

Choicepont - Rapsheets www.choicepoint.com
Rapsheets - Through unique filtering and delivery capabilities, ChoicePoint Public Records Group provides access to billions of public records.

National Student Clearinghouse www.studentclearinghouse.com
National Student Clearinghouse is the nation's trusted source for degree and enrollment verification.

Fraud and Abuse Control Information System (FACIS) - www.facis.com
FACIS is a database that identifies sanctioned individuals and entities in the healthcare profession.

Backgroundchecks.com - www.backgroundchecks.com
The Criminal Record Experts. From instant criminal data to real-time courthouse reports, backgroundchecks has the information and the technology needed to stay ahead in this highly competitive industry.

Contemporary Information Corporation (CIC) - www.continfo.com
Contemporary Information Corporation (CIC) - CIC also offers the most exhaustive criminal, sex offender and terrorist information commercially available

TU Vantage - www.vantagedatasolutions.com
TransUnion Vantage Data has been an industry leader in aggregating and disseminating background data since 1996. They maintain over 200 million records in their exclusive database, including data from both corrections and courthouse sources.

Valuation Data Sources

NADA Official Used Car Guide www.nada.com
Publisher of used car values for over 70 years.

NADA Appraisal Guides www.nadaguides.com
Publisher of used vehicle values for recreational vehicles, manufactured homes, boats, personal watercraft, motorcycles, snow mobiles, and ATVs.

Kelley Blue Book www.kbb.com
Provides specific information about the value of vehicles, including wholesale and retail value, and the value of mileage and options.

Canadian Black Book www.canadianblackbook.com
The number one trusted source for current and accurate pricing information and the standard by which vehicle values are determined in Canada.

Black Book www.blackbookusa.com
Black Book® family of vehicle appraisal guides (www.BlackBookUSA.com) is published by National Auto Research, a division of Hearst Business Media. Black Book provides values for both new and used vehicles, including cars and light trucks produced since1946, motorcycles, ATVs, snowmobiles, personal watercraft, and heavy duty commercial trucks and trailers.

Core Interfaces

Harland Financial Solutions
Harland Financial Solutions, a subsidiary of John H. Harland Company (NYSE: JH), supplies software and services to thousands of financial institutions and is a leader in deposit and loan origination, platform, teller, call-center, mortgage, business intelligence, core systems, and customer relationship management systems.

Megasys
Megasys specializes in providing computer software, hardware, and services to the consumer finance industry.

IA Systems – Streamlend www.iasystems.com
IA Systems – Velocity provides high-quality software solutions and services that automate lending operations and streamline business processes for the financial services industry.

Their flagship product, Stream Lend® Velocity, provides credit unions, banks and other financial institutions with a loan origination system that is one of the most powerful, flexible and easy to use products in the lending industry.

XP Systems (FiServe) www.xpsystems.org
XP Systems (FiServe) Delivers innovative processing solutions to credit unions’ integrated software, hardware, and services that allow credit unions to manage their data processing in-house.

Symitar www.symitar.com
Symitar is a leading provider of integrated, enterprise-wide automation for credit unions. Operating as a business strategy enabler, Symitar’s mission is to enable diverse credit unions to execute their dynamic business strategies with sophisticated solutions that are tailored to support unique growth, service and operational goals.

Integrasys Premier integrasys.fiserv.com
Integrasys Premier helps credit unions maximize productivity, ensure availability of critical data, scale according to customer demand, leverage key data in real time, and accelerate ROI of new products and services.

Paradata www.paradatafinancial.com
ParaData Financial Systems is an authorized IBM® Business Partner, providing hardware products from the world’s leader in data processing equipment.

Fidelity www.fidelity.com
Fidelity National Information Services, Inc. (NYSE:FIS) is a leading provider of core processing for financial institutions; card issuer and transaction processing, and mortgage processing services; and related information products and outsourcing.

Metavante www.metavante.com
Metavante is redefining banking and payment technologies to financial services firms and businesses worldwide. Their products and services drive account processing for deposit, loan and trust systems, image-based and conventional check processing, electronic funds transfer, consumer, healthcare payments, and electronic presentment and payment.

Additional Information / Resources

National Credit Union Administration www.ncua.gov

NACUSO - Opportunities & Answers for Credit Unions & CUSOs www.nacuso.org

National Association of Professional Background Screeners www.napbs.com

Koger & Williams Companies www.kwclending.com

Callahan & Associates, Inc. www.callahan.com

Fraud detection from LexisNexis